kaka said:thanks for the advice guys...
er... i called up a friend of mine whos an expert working in the insurance field... he goes i wouldnt want to take it to court, cos im the one who turned the key and i 'didnt have to', so i still have to take some blame....
he said the 50/50 offer is not bad, but its still a bit unreasonable, and i should try to negotiate it a bit...
kaka said:well he did tell me to make it clear to the guy that it wasnt my fault but that i am willing to pay some part of the costs