Is this a good deal - Buying new Leon

[marty_34]

The question I asked wasn't regarding the best finance. That's fairly easy to determine from the APR. What I queried was the belief that a dealer gets a 'kickback' from a finance company, and whether some of this could be passed on in a lower price to change than if using cash.

dealers arent interested in cash these days, they get money off the finance houses for sending business there way. when i was looking for my fr last year a performance specialist near were i live opened my eyes as to how much main dealers make.. i would shop around, on a new car id expect 3% flat rate to be achievable

 

[Gary@Cookies]

i think ill nail this thread on the head. buying a new car from a dealer on finance will never be a good deal. comminsion, interest , deprecation and running costs are all factors against. i can see were your coming from by getting some stuff threw in but depending on how you look after car with servicing and keeping tidy they wont make that much difference come time to change again.

Struggling to follow the logic

How good the finance rate and therefore the interest payable, depends on what rate you agree to whether it's from your bank, Tescos et al, or the dealer.

Commission? Don't understand what that is.

Depreciation, that is a given on any car new or used, running costs the same. optonal extras aren't usually bought to enhance the resale value they're selected by the individual because he wants them, either for functionality or appearance.

 

[jezyg]

About the best deal on a new FR 1.4TSi is £15813 OTR or 2.6K discount for base spec.

If they are offering finance then go with SEAT finance rates are set and cannot be inflated. Dealer I went with tried to put me on a third party deal to claw finance commission back but I spotted the rates.

SEAT are still offering 0% finance so see if you have the deposit. Have a good poke around the SEAT uk website and see what offers in terms of finance they are doing.