Not that im complaining, but why is the mk5 coop so cheap to insure compared to the mk4. My renewal for my mk4 was around 1200 but i bought a new mk5 cupra a month ago, and it was only £371 to insure thats with commuting and still being considered a young driver (20) with 4 points and a incident within the last 3 years! If i get insured on my girlfriends fiat 500 1.2 its only 50 quid cheaper than the cupra! Any ideas?