Which means it will be even cheaper if you do have a little
shop around.
Get a better price and ring up and they will probs match it just like that.
Happened to me in the past on car and home insurance. Both times I did do the homework and I did have a better price, as soon as I rang the current people to cancel the auto renew I told them the price I had been quoted and my current company beat the price and didnt even ask questions.
Next time I might not even bother getting quotes, ill just think of how much I want to pay and call them up and see what they say.
Im 100% sure they do try and take the wee with any auto renew prices hoping you just wont be assed to call.