You must declare the write-off if you ever sell the car and it may reduce its value slightly.
Slightly?
They are worth around 30% less, don't let anyone con you into thinking otherwise.
Plenty over-priced CAT Cs and Ds out there though
You must declare the write-off if you ever sell the car and it may reduce its value slightly.
I agree. If the worst cenario is only the cracked bumper I would buy the car back.
Third party pays 2000£ you pay for the car 300£ and end up with 1700£ which can easy match a friendly budget from a trusted repair shop.
Like mentioned above you could get used bumper by yourself and have it painted. I bought a Cupra R one from UK for 50€. Fitting its pretty easy as we all know. A dealer repair would be a RIP.
Try and buy a new bumper (no paint) to save you some money on the paint job. Takes a day longer if they have to strip the paint down first, meaning more money! Unless your lucky and find a bumper the same colour!?
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Nasty business. My sis-in-law had her car declared a write off but she took the money and had it repaired cheaply. This was a few years ago so rules may be a lot stricter. I can't see why you can't have an independent assessment and let you decide. The insurance may only meet a certain cost but worth pleading with them that you want a second opinion before they snub you. This link might be of some use?
http://www.gocompare.com/car-insurance/write-offs-and-how-to-challenge-them/
Good luck mate, really feel for you.
Last I heard an economic write-off (cat C or D) as opposed to a structural write-off (cat A or B) there should be no problem for you to get the car repaired and back on the road. You must declare the write-off if you ever sell the car and it may reduce its value slightly. My last car before the Leon was a cat D from about 7 years before I bought it, it had an odd wing mirror and the nearside doors had both come from a scrap yard - no problems insuring it and I did declare it of course. Going back 20 years I had the same thing as you, someone went into the back of my car and it was an economic write-off, again no problems keeping it and getting the work done. As long as the car's been checked properly for any hidden damage of course.
Having had an accident will bump up your premiums even if it wasn't your fault (they sting you for this even if the car was parked) but you can't avoid that no matter what you do.
I hope your claiming for the headaches and whiplash you have got. Also the nightmares blah blah blah.
That will fill your pockets with cash.
On a serious note. If you have no plans to sell car then it doesnt matter if it gets deemed a cat D.
If you have a good en keep it.
I hope your claiming for the headaches and whiplash you have got. Also the nightmares blah blah blah.
That will fill your pockets with cash.
Can anyone confirm that a FR rear bumper is the same as the LC rear bumper? Failing that will any rear bumper be it LC, LCR, FR bumper all fit 2003 LC?
Cheers
Interesting, where did you get a replacement bumper from for 50€?
Do you have a link? Cheers
Pretty sure LCR and FR bumpers will just bolt straight on.
It's a used bumper which needs a full paint:
http://www.ebay.com/itm/331969327063?_trksid=p2055119.m1438.l2649&ssPageName=STRK%3AMEBIDX%3AIT
It's in an overall goodshape so I went for it.
Pretty sure LCR and FR bumpers will just bolt straight on.
How much did it cost you to re-spray it?