Advise Needed Please...

Discussion in 'General Off Topic Chat' started by ZRZ, Feb 19, 2017.

  1. ZRZ

    ZRZ Full Member

    Joined:
    Dec 30, 2014
    Messages:
    289
    Likes Received:
    0
    Hey Guys,

    Help needed about an incident that has just happened.

    Had my old Cupra arranged to be recovered away for scrap this evening and all was going good until the moron didn't attach the car to the winch properly and the car goes hurtling off the back of the truck (with him hanging out of the side of it!).

    Now, the car went crashing off his truck which I'm not bothered about because it was going for scrap, but it goes smashing into the back on my Mk2 Leon damaging both the rear BTCC bumper, drivers door and drivers mirror.

    I've taking pictures of his truck, damage to my car, location of cars and truck, and his driving license.

    Would I treat this as a usual insurance claim, call my insurance and give all his details and everything goes from there? Or would this be treated differently as it was actually my vehicle that damaged my car but his business practises that caused the entire incident.

    He claims to have traders insurance which covers his work and can and I've done an insurance check on his van and all comes back as insured but haven't been in a situation like this before where my own car has damaged my car due to a companies (one man band) error.

    His van isn't sign written and he says that he is insured for all his work but how can this be checked. He was just a guy off Facebook who collects scrap cars.

    Thanks for any help in advance.


    Sent from my iPhone using Tapatalk
     
  2. lil3520

    lil3520 IBIZA 1.9 TDI SPORT 08

    Joined:
    Nov 26, 2006
    Messages:
    3,003
    Likes Received:
    0
    I feel for you.
    Bet you felt sick watching this happen.



    Andy
     
    #2 lil3520, Feb 19, 2017
    Last edited: Feb 19, 2017
  3. ZRZ

    ZRZ Full Member

    Joined:
    Dec 30, 2014
    Messages:
    289
    Likes Received:
    0
    Felt devastated!

    The main worry is that if he doesn't hold Public Liability Insurance am I basically screwed?


    Sent from my iPhone using Tapatalk
     
  4. lil3520

    lil3520 IBIZA 1.9 TDI SPORT 08

    Joined:
    Nov 26, 2006
    Messages:
    3,003
    Likes Received:
    0
    What work does he do ?
    As no signs on his truck.
    What info did he give you on facebook ?

    Andy
     
  5. ZRZ

    ZRZ Full Member

    Joined:
    Dec 30, 2014
    Messages:
    289
    Likes Received:
    0
    As far as I know it's just Recovery and vehicle maintenance but no sign writing on his truck or anything.

    Didn't give any business information to me be he has used a business name on the V5 but doesn't turn up anything :(


    Sent from my iPhone using Tapatalk
     
  6. lil3520

    lil3520 IBIZA 1.9 TDI SPORT 08

    Joined:
    Nov 26, 2006
    Messages:
    3,003
    Likes Received:
    0
    So you have Google name, no joy.
    Looks like it will be your own insurance to claim.

    Andy
     
  7. ZRZ

    ZRZ Full Member

    Joined:
    Dec 30, 2014
    Messages:
    289
    Likes Received:
    0
    So no other way around this if he doesn't hold the relevant insurance other than to claim on my insurance, pay for the damage myself, or take him to court.


    Sent from my iPhone using Tapatalk
     
  8. lil3520

    lil3520 IBIZA 1.9 TDI SPORT 08

    Joined:
    Nov 26, 2006
    Messages:
    3,003
    Likes Received:
    0
    Taking him to court will be long winded and no guarantee you will win.
    Has he taken your old car ?
    Did you take photos of both cars ?
    Did he agree to go through insurance's before he left ?

    Andy
     
  9. ZRZ

    ZRZ Full Member

    Joined:
    Dec 30, 2014
    Messages:
    289
    Likes Received:
    0
    He still took the old car, yes.

    I have pictures of the incident, yes. (Main picture of the two vehicles rested with him in between them as soon as he managed to get up from nearly being crushed in between them)

    He agreed to go through insurance as soon as it happened.

    [​IMG]


    Sent from my iPhone using Tapatalk
     
  10. lil3520

    lil3520 IBIZA 1.9 TDI SPORT 08

    Joined:
    Nov 26, 2006
    Messages:
    3,003
    Likes Received:
    0
    What a blonker
    Hope you get it sorted.
    Did you take a photo of tow truck ?

    Good luck.

    Andy
     
  11. ZRZ

    ZRZ Full Member

    Joined:
    Dec 30, 2014
    Messages:
    289
    Likes Received:
    0
    Yeah I've got a picture of his truck and also his driving license so I've got all his details.


    Sent from my iPhone using Tapatalk
     
  12. lil3520

    lil3520 IBIZA 1.9 TDI SPORT 08

    Joined:
    Nov 26, 2006
    Messages:
    3,003
    Likes Received:
    0
    Well done.
    Good luck.

    Andy
     
  13. spongeym

    spongeym Full Member

    Joined:
    Feb 9, 2017
    Messages:
    33
    Likes Received:
    0
    I can't believe that! I really hope that the guy is legit and you don't have to make the claim against your insurance

    Sent using wizardry
     

Share This Page