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Autoheadlights retrofit - Impact on premium?

Discussion in 'Insurance' started by Rbaut, Apr 7, 2019.

  1. Rbaut

    Rbaut New Member

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    Hi everyone, looking for a little (probably naive) advice, please.

    I'm planning to retrofit my mk3 Seat Leon with automatic headlights, although I'm slightly hesitent that should something happen, this could be a reason for the insurance to be void.

    Alternatively, I can advise the insurance company, if considered a modification, but worried that such a minor mod would affect my premium unjustly.

    Any advice, or experience in handling the same situation?
     
  2. Brimfull

    Brimfull Full Member

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    From experience if insurers can find and justify any reason to up your premium they will do so.



    Sent from my SM-G960F using Tapatalk
     
  3. Jimbobcook

    Jimbobcook MK2 Cupra R Stock+
    Staff Member

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    I agree with this but some allow you to change the car without a hike in premium if it doesn't change the power.

    Ask the company before you do it then once you've had the car a year give our sponsored incursnce people a call they love mods lol Chris Knott and Adrian Flux are both designed brokers for modified cars.
     
  4. Rbaut

    Rbaut New Member

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    Thanks all. For completeness - my insurance company advised this does not count as a modification and does not affect my policy. They did however simply take note of it on my account.

    Not all insurers are penny grabbers.. who knew! :)
     
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  5. fozzybear

    fozzybear middle aged speed freak

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    I.m surprised auto lights wasn,t standard
    ..i would think that warranty more at risk than insurance....

    Sent from my SM-G935F using Tapatalk
     
  6. DAN@ADRIAN FLUX

    DAN@ADRIAN FLUX Full Member

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    Hi.
    If you need any help with insurance at all then please feel free to drop me a line.
    Regards,
    Dan.
     
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