(calling all gti/cupra owners-) lets talk about insurance...

[MomoMK2]

Hi guys,

Get my 1st year no claims on the Ibiza in jan, knew it was wishful thinking but rang direct line just to get them to have a look at prices for a 8v + 16v, 1.8 + 2.0.

Turns out they wont let me on any variant until im 21.

gutted

confused.com usually just spews out ridiculous quotes but one for £1350 (starting after 1 years NCB) actually seems alright now after my current insurers have just completely refused for 18 months...

Im 19, 20 in may, and have only had insurance in my name since jan '07.

Just need to know: where the Cupra owners get their insurance and how much their paying and what your insurace status is (age when started, NCB etc).

Any info would be great! cheers. Tom.

 

[Dolly_Gti]

elephant insured me at 20 with the 8v Gti, something like 1 or 2 years NCB and 2 previous accidents, was paying around £1300 3rd party F&T on a 10 month policy.. then i got the 16v the year after for around 800-900 again 3rd party.. so it is coming down slowly lol

 

[Mckellar]

admiral insured me at 19 on a GTi with 3 points and 1 years no claims.
£680 or so
not bad when they wanted £640 for my 1.4

 

[chris285]

yeah i am 24 with 2 years NCB gonna be 3 next july and i will be looking at about 500 fully compy on a 16v if i get one, thats with 1 claim though

 

[MarkJ]

I'm with admiral. About 300 notes but i'm 25 with 6 years NCB.

 

[pooch]

I'm 30 with 10yrs NCD, paying £200 fully comp. One benefit of being old!!

 

[Cupra Kid]

Got my 8v as my 21st present and paid £590 Fully Comp with churchill with 3 years NCB

Got the valver now at 23 with 5 years no claims and its £390 Fully comp with my 21 year old girlfriend on the policy with direct line and NCB protected .

Insurance will very rarely insure a group 13+ car for anyone under 21, which the 16v's fall into.

My advice would be to wait until you've got some more NCB under your belt, or look for something a little faster than your 1.4 and more insurance friendly such as a MK3 1.6 sport or 1.9 110 sport.

I call £1350 to insure a GTi 8 or 16v rediculous!

 

[Roelích]

Yo, do a search. Loads of threads like this I think.

My 16v is about £600 a year to insuare, TPFT.

But it's my mum's policy as I'm only 18. Was 17 when I bought the Cupra.

 

[Hayz]

Mines £398 per year + £40 drive any car extention.. thats with Bell. I'm 19 the 2 years NCB X Thats on an 8v

 

[BruCeY_88]

kin ell im gonna ring my insurance up and cancel lol still in the 2 weeks period got till friday paying £1200 just under....19 1 NCB

 

[Brummy]

dont forget to *include* premiums/clauses for the postcode area you live in or those around you ..

 

[BruCeY_88]

wots tht mean?? ^^

 

[BruCeY_88]

WTF!!! just done an insurance quote...FULLY COMP which i wud never think i wud be for a good million years, just got a quote back of £1070!!

Deffo cancelling insurance lol

 

[Brummy]

wots tht mean?? ^^

if you live in a city , your insurance would (most likely) be dearer .. if you live in or near a 'high crime risk area' your premium will include this.. so basically if you had two 25 yr olds one in inner city and one out in 'burbs/sticks .. both with same car /year /engine etc etc etc etc.. chances are , the lad in the sticks would pay less on his insurance

 

[SofaGeeza]

Hi, i have 2.0 16v ibiza, i also have 5yrs NCB which helps but my first quote i got was for over a grand 3rd party fire and theft?!
But in the end i used adrian fluxx who gave me fully comp, free breakdown recovery, NCB protection, free courtesy car etc for 600 odd a year (will go down next year as 25) they specialise in insuring modified cars, worth a try, if not hastings direct are quite good so i'm told.
Good Luck!

 

[BruCeY_88]

its weird tht coz my mate had problems with his insurance, he moved from the scruffy estate (which was in partnership with beirut or summit) on our town to my area which is rather peaceful, everyone keeps themselves to themselves and theres never any crime as such......yet the new house (my area) is higher risk of crime so his insurance went up lol

 

[BruCeY_88]

Hi, i have 2.0 16v ibiza, i also have 5yrs NCB which helps but my first quote i got was for over a grand 3rd party fire and theft?!
But in the end i used adrian fluxx who gave me fully comp, free breakdown recovery, NCB protection, free courtesy car etc for 600 odd a year (will go down next year as 25) they specialise in insuring modified cars, worth a try, if not hastings direct are quite good so i'm told.
Good Luck!

wont insure anyone under 21 with any form of modified cars....lol

 

[BruCeY_88]

and as for hastings......they gave me a quote on a Pug 106 1.4i of £600 TPFT 1 NCB.......cancelled my policy 2 months later wanting over a grand!! ''system error''

 

[SofaGeeza]

My bro insured with adrian fluxx when he was 17, unless they've changed policy now? anyway no harm in asking!

 

[BruCeY_88]

My bro insured with adrian fluxx when he was 17, unless they've changed policy now? anyway no harm in asking!

last check i cuddnt get insured 19.....dont quote me tho lol