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Insurance increase!

Discussion in 'Leon Mk3 (2012-2020)' started by Peller, Oct 12, 2019.

  1. AndrewJB

    AndrewJB Friend to SEAT UK & Cupra Racing

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    Not suprised Cupra insurance has gone up, The difference in numbers delivered to the UK between MK2 Cupra/R and MK3 Cupra 265/280/290/300/310/R and the fact that a lot of MK3 are getting stolen means they are higher risk.

    my MK1 Leon and Porsche have both come down this year over last year.
     
  2. LR231998

    LR231998 Active Member

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    Hey if it makes you guys feel better I paid £1400 for Insurance on my Cupra lol
     
  3. My MK3 Modified has come down this year as well.
     
  4. Kirky

    Kirky Active Member

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    :scary:
     
    LR231998 likes this.
  5. bgb

    bgb Active Member

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    :sick:
     
    LR231998 likes this.
  6. LR231998

    LR231998 Active Member

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    Brilliant isn’t it lol 0 points 0 claims nothing.... just cos I’m 21 I guess.
     
    rocket3 and Kirky like this.
  7. Kirky

    Kirky Active Member

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    Being at the wrong side of 30 definitely helps
     
    williamxb likes this.
  8. LR231998

    LR231998 Active Member

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    To be fair though my first car (a 1.4 n/a Ibiza) was 1200 so not too bad in comparison (75bhp vs nearly 300) haha
     
  9. KXL

    KXL KXL

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    I'm with Aviva too, though mine did not come with European cover (I will never drive there with the steering on the wrong side) nor breakdown cover (got that with my HSBC Account). My Aviva quote was ~£180 less a yr that the other cheapest competitor. Saying that I do pay just under half a grand to insure a Volvo V40 that has every safety feature. I'm mid-30s, 5yrs NCD, car parked in Gated residential parking etc, social only.
     
  10. KXL

    KXL KXL

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    Did you get more range after lowering? As it's more 'aero'?
    Reminds me of that scene in the Horrible Boses movie, when the guy was caught by the speed camera grinning, and the police asked, why were you speeding, he said, he was drag racing...which the police replied 'in a Prius?'
     
  11. KXL

    KXL KXL

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    I read somewhere that the 'cheapest' quote you get from insurance companies was 8 days prior. I guess all we can do (mine is due end Nov) is to keep saving the 'best quotes' leading up to renewal date, and go crazy a week prior and we might be lucky!
     
    Peller likes this.
  12. seatgraham

    seatgraham Active Member

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    Some companies don’t hold your quote. So if you check later the price might have gone up. But they won’t honour the Previous quote price.
    I read that about the timing.
     
  13. KXL

    KXL KXL

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    In the meantime I've randomly did a quote with my current insurer (I am still waiting for a renewal quote), and it's about £20 more than last year. Oh, I didn't know some didn't keep quotes for '14 or 30 days.' My experience on comparison websites always did, as did Aviva (current insurer).
     
  14. Norbert

    Norbert Active Member

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    I didnt bother the range so cant tell you. all my car was lowered so must for me. was tinted and wheel spacer too.
    bit outstanding from factory leafs.
     
  15. AndrewJB

    AndrewJB Friend to SEAT UK & Cupra Racing

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    In all fairness that isnt that bad, at 17 in 2007 I paid £1400 for a 1.2 16v Punto.
     
    LR231998 likes this.
  16. ChrisM75

    ChrisM75 Active Member

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    Its likely a regional thing. My quote at the moment are no higher, but Exeter is a low risk area and I haven't seen many other recent Cupras around. Insurance can vary by 10x depending on where in the country you are.
     
  17. Peller

    Peller 2018 Cupra 290 without the copper bits

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    I've done a little more digging around and managed to find a few lower quotes. I was taken aback by the initial increase!

    My first Cupra 280 was just over £200! I'm the wrong side of 40 with plenty of no claims etc.

    I did have issues when I first insured this MY19 290 as it the model wasn't on any databases at the time so it was insured as a 300.

    There definitely must be extra risk somewhere. I'll wait until the magic 8 days before renewal and hopefully find the best offer.



    Sent from my Moto G (4) using Tapatalk
     

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