How do you get this deal? By ringing the finance company or through a dealer, ive had my car 3 weeks now so am i screwed for getting this deal, not too bothered about maintenance etc, tyres i have friends in trade so can sort that
I have done some research on the Service Plan only, the service plus maintenance plan and the service plus maintenance and tyres plan.
Here it is:
Service Maintenance & Tyres
Year 3 Service only £10.99 Service and Maintenance £15.6 Service Maintenance & Tyres £21
Year 4 Service only £11.04 Service and Maintenance £20.52 Service Maintenance & Tyres N/a
Fixed Price Service Costs
Year 1 £169.00
Year 2 £189.00
Year 3 £129.00
Brakes £49.00
Year 4 £249.00
Year 1-3 Cost £536.00
Year 1-4 Cost £785.00
Monthly Payments 3 Years £10.99 4 Years £11.04
12 Months 3 Years £131.88 4 Years £132.48
Years 3 Years £395.64 4 Years £529.92
3 year Difference Plan vs PAYG Per Term £140.36 Per Year £46.79 Per Month £3.90
4 year difference Plan vs PAYG Per Term £255.08 Per Year £63.77 Per Month £5.31
As you can see:
1 The sweet spot is Service only plan. IMHO service plus maintenance adds items which should be covered under warranty.
2 The 3 year plan can be added to your 3 year 0% finance deal. The 4 year plan cannot for obvious reasons.
3 I was surprised how little taking the 4th year added to the cost especially when the cost of the 4 Year service is a hefty £249.
4 As has been stated, the prices are locked at the start of the Plan . I don not believe the dealers servicing costs will remain unchanged over 4 years and anticipate they will increase by at least inflation.
5 So I went with a 4 Year separate finance plan on a servcie only plan hoping to save £255 plus any increase in charges
Hope this helps those considering the same.[/QUOTE]